/* Johannes Häfele – Financial Coaching
   Static multi-page site, ready for hosting
   Color system tuned to logo (navy + steel + light gray) */

:root{
  --navy:#0c2f4a;
  --navy-2:#103a5b;
  --steel:#2e6f8f;
  --slate:#334155;
  --muted:#64748b;
  --bg:#ffffff;
  --bg-soft:#f6f8fb;
  --card:#ffffff;
  --border:#e5e7eb;
  --shadow: 0 14px 40px rgba(2, 6, 23, .08);
  --radius: 22px;
  --radius-lg: 34px;
  --max: 1120px;
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Apple Color Emoji","Segoe UI Emoji";
  color: var(--slate);
  background: var(--bg);
  line-height: 1.55;
}
a{ color:inherit; text-decoration:none; }
a:hover{ color: var(--navy); }
img{ max-width:100%; display:block; }

.container{ max-width: var(--max); margin:0 auto; padding: 0 18px; }

.topbar{
  position: sticky;
  top:0;
  z-index: 50;
  background: rgba(255,255,255,.82);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.nav{
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap:14px;
  padding: 12px 0;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
  min-width: 260px;
}
.brand .logo{
  width: 168px;
  height: 44px;
  object-fit: contain;
}
.brand .sub{
  font-size: 12px;
  color: var(--muted);
  margin-top: -4px;
}

.navlinks{
  display:flex;
  gap:18px;
  font-size: 14px;
  color: var(--muted);
}
.navlinks a{
  padding: 8px 10px;
  border-radius: 14px;
}
.navlinks a.active{
  color: var(--navy);
  background: var(--bg-soft);
  border: 1px solid var(--border);
}
.actions{
  display:flex;
  gap:10px;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding: 10px 14px;
  border-radius: 16px;
  border: 1px solid var(--border);
  background: #fff;
  font-weight: 600;
  font-size: 14px;
  color: var(--navy);
  cursor:pointer;
  transition: transform .06s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover{ background: var(--bg-soft); }
.btn:active{ transform: translateY(1px); }
.btn.primary{
  background: var(--navy);
  color:#fff;
  border-color: transparent;
}
.btn.primary:hover{ background: var(--navy-2); }
.btn.small{ padding: 8px 12px; border-radius: 14px; font-size: 13px; }

.hero{
  padding: 56px 0 18px;
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.12fr .88fr;
  gap: 26px;
  align-items:center;
}
.badges{ display:flex; flex-wrap:wrap; gap:8px; margin-bottom:14px; }
.badge{
  padding: 7px 10px;
  font-size: 12px;
  border-radius: 999px;
  background: var(--bg-soft);
  border: 1px solid var(--border);
  color: var(--muted);
}
.badge.dark{
  background: var(--navy);
  border-color: transparent;
  color:#fff;
}
h1{
  font-size: 44px;
  line-height: 1.07;
  margin: 0;
  letter-spacing: -0.02em;
  color: #0f172a;
}
.lead{
  margin-top: 14px;
  font-size: 17px;
  color: var(--muted);
  max-width: 54ch;
}
.hero-cta{ margin-top: 18px; display:flex; flex-wrap:wrap; gap:10px; }
.checks{
  margin-top: 16px;
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  color: var(--muted);
  font-size: 14px;
}
.checks .item{
  display:flex;
  gap:10px;
  align-items:flex-start;
}
.dot{
  width: 10px; height:10px;
  border-radius: 999px;
  background: var(--steel);
  margin-top: 6px;
  flex: 0 0 10px;
}

.card{
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
}
.card.pad{ padding: 22px; }
.card h3{ margin:0; font-size: 18px; color:#0f172a; }
.card p{ margin:8px 0 0; color: var(--muted); }
.card-row{
  display:flex;
  gap:12px;
  margin-top: 14px;
  align-items:flex-start;
}
.icon{
  width: 42px; height:42px;
  border-radius: 18px;
  background: var(--navy);
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight: 800;
  flex: 0 0 42px;
}
.trust{
  padding: 10px 0 0;
}
.trust-box{
  margin-top: 14px;
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 18px;
  display:flex;
  flex-wrap:wrap;
  gap: 14px;
  align-items:center;
  justify-content: space-between;
}
.trust-box .left .kicker{ font-size: 12px; color: var(--muted); }
.trust-box .left .big{ font-size: 18px; font-weight: 700; color:#0f172a; }
.tags{ display:flex; flex-wrap:wrap; gap:8px; }
.tag{
  padding: 7px 10px;
  font-size: 12px;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--border);
  color: var(--muted);
}

.section{ padding: 56px 0; }
.section h2{
  margin:0;
  font-size: 30px;
  letter-spacing: -0.01em;
  color:#0f172a;
}
.section .sub{
  margin-top: 10px;
  color: var(--muted);
  max-width: 72ch;
}

.grid-3{
  margin-top: 18px;
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.grid-2{
  margin-top: 18px;
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.mini{
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background:#fff;
  padding: 18px;
}
.mini h3{ margin:0; font-size: 16px; color:#0f172a; }
.mini ul{ margin:10px 0 0; padding-left: 18px; color: var(--muted); }
.mini li{ margin: 6px 0; }

.steps{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 18px;
}
.step{
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background:#fff;
  padding: 18px;
}
.step .num{
  width: 40px; height:40px;
  border-radius: 18px;
  background: var(--navy);
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight: 800;
}
.step h3{ margin: 10px 0 0; font-size: 16px; color:#0f172a;}
.step p{ margin:8px 0 0; color: var(--muted); }

.cta{
  padding: 0 0 56px;
}
.cta-box{
  border-radius: 40px;
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
  color:#fff;
  padding: 26px;
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 16px;
  align-items:center;
}
.cta-box h3{ margin:0; font-size: 28px; letter-spacing:-0.01em; }
.cta-box p{ margin: 10px 0 0; color: rgba(255,255,255,.82); }
.cta-box .right{
  border: 1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.06);
  border-radius: var(--radius-lg);
  padding: 18px;
}
.cta-box .right .kicker{ font-size: 12px; color: rgba(255,255,255,.75); }
.cta-box .right ul{ margin: 10px 0 0; padding-left: 18px; color: rgba(255,255,255,.88); }
.cta-box .right li{ margin: 6px 0; }

.form{
  display:grid;
  gap: 10px;
  margin-top: 12px;
}
.input, textarea{
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 12px 12px;
  font: inherit;
  background:#fff;
}
textarea{ min-height: 120px; resize: vertical; }
.help{ font-size: 12px; color: var(--muted); }

.footer{
  border-top: 1px solid var(--border);
  padding: 22px 0;
  color: var(--muted);
  font-size: 13px;
}
.footer-grid{
  display:flex;
  flex-wrap:wrap;
  gap: 14px;
  align-items:center;
  justify-content: space-between;
}
.footer a{ color: var(--muted); }
.footer a:hover{ color: var(--navy); }

.notice{
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px;
  color: var(--muted);
  font-size: 13px;
}

.kv{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-top: 12px;
}
.kv .k{
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 12px;
  background:#fff;
}
.kv .k .t{ font-size: 12px; color: var(--muted); }
.kv .k .v{ margin-top: 6px; font-weight: 700; color:#0f172a; }

/* Responsive */
.burger{ display:none; }
@media (max-width: 920px){
  h1{ font-size: 38px; }
  .hero-grid{ grid-template-columns: 1fr; }
  .cta-box{ grid-template-columns: 1fr; }
  .grid-3{ grid-template-columns: 1fr; }
  .grid-2{ grid-template-columns: 1fr; }
  .steps{ grid-template-columns: 1fr; }
  .navlinks{ display:none; }
  .burger{ display:inline-flex; }
}

/* Simple mobile menu */
.mobile{
  display:none;
  border-top: 1px solid var(--border);
  padding: 12px 0 16px;
}
.mobile a{
  display:block;
  padding: 10px 12px;
  border-radius: 14px;
  color: var(--muted);
}
.mobile a:hover{ background: var(--bg-soft); color: var(--navy); }
.mobile.open{ display:block; }